In Texas, That Means 26% Of Uninsured Reported" Poor" Or" Fair" Health

Category: Finance, Insurance.

President Bush s threat to veto a bipartisan- supported bill to expand the Children s Health Insurance Program was ignored this week by Congress, who passed the measure. Eight million children in the U.

Drafted over the last six months by senior members of the Senate Finance Committee, the bill is intended to cover the millions of children who will go uninsured if no action is taken when the program expires on September 30th. S. currently lack healthcare coverage, including more than 3 million in Texas alone, and 4 million are insured under the present program. Texas, may be one, arguably of the states most affected by the outcome of changes to the CHIP, with 25% of its total population going without any health insurance whatsoever. If not vetoed, the new plan would reduce the number of uninsured children by half- - 1 million- - over the next five years, according to the Congressional Budget Office. Between 2001 and 2003, 21% of Texas children were uninsured, twice the national average of 11% . Further cuts may absolutely devastate the state s already- strained healthcare system. Cuts in 2003 to the national program discontinued benefits for 36% of Texas CHIP caseload.

The bill, which is supported by the Democratic majority in Congress, and many governors, Republican lawmakers of both parties was approved, despite presidential protests. "There is no question that the president would veto it, " said White House spokesman Tony Fratto earlier this month. The Democrats originally asked for even more- - $50 billion over the next five years. The bipartisan plan would be funded by increasing the federal excise tax on tobacco products, giving the program$ 35 billion over the next five years, in addition to the$ 25 billion already slotted. In contrast, the President s proposal would add only$ 5 billion to CHIP s budget in the same amount of time. Additionally, the bill does not include Bush s suggestions for altering the tax treatment of health insurance, making coverage more affordable to millions. Spokespersons for the White House say the plan would insure non- poor children, encouraging parents to drop private coverage and depend on government subsidies.

Republican Senator Charles E. Its percentage of uninsured is the worst in the country, and 86% of Texas voters in 2006 supported making health insurance more affordable and accessible to the wider population. Grassley( IA) , says he would gladly consider tax proposals, but" it s not realistic to think that can be accomplished before the current children s health care program runs out in September. " But Texas doesn t have the luxury of losing funding to CHIP, where more children are uninsured than in any other state, according to the Texas Hospital Association. Nearly nine out of ten believed the state should have a responsibility in increasing health insurance access, as a portion of the costs of the uninsured are borne by those who have insurance through higher premiums. The uninsured tend to seek routine care at hospitals, where they cannot be refused an evaluation. In fact, annual health insurance premiums were$ 1, 551 higher in Texas than the national average due to unreimbursed costs of caring for the uninsured, according to a 2005 Families USA study.

These costs, are often carried, then by local taxpayers and by those with health coverage. But, in contrast to what many believe, most of those who are uninsured in Texas- - eight out of ten- - are working individuals who simply cannot afford coverage. This is particularly a problem in Austin, and Houston, Dallas, where many travel from rural areas of the state to seek care. To add to the chorus of organizations reporting poor healthcare in the state, the Kaiser Family Foundation released a report stating that the uninsured are" less likely to have a regular source of care, to delay or forgo needed care, and to miss out on preventative care due to lack of coverage. " The American Hospital Association chimed in to state adults who lack health insurance are more likely to report" poor" or" fair" health than adults with coverage. Children are not depended upon to accurately report their own state of health, but translate those results into the juvenile population, and Texas- - let alone the rest of the country- - has a serious problem, indeed. In Texas, that means 26% of uninsured reported" poor" or" fair" health. Many- - uninsured and insured- - eagerly anticipate the final outcome of this bill, as it will eventually affect nearly everyone, in some way or another.

Increases in the budget to CHIP would allow millions of children to have insurance whose families currently cannot afford it. Premiums for those who already have health coverage may go down due to decreased deflected costs. What is absolutely certain is that a response must be made, by Congress, and soon, to a healthcare crisis slowly crushing the nation. How you take care of yourself will certainly affect you as you age, and eventually your wallet, as well. Being aware of current government healthcare policies is an important part of watching out for you, and your children s, health.