Friday, August 29, 2008

So, The Risk Of Falling Critically Ill May Still Remain

Category: Finance, Insurance.

Critical illness cover can be considered as a popular form of insurance policy in the UK. Among the long list of critical illnesses that exists we may come across the critical illness, cancer.



The end of 1990 s saw around 5 million critical illness policies in the UK. Let s have a look. According to Cancer statistics registrations( Office for National Statistics, 1980- 1990) ; ONS Monitor( 1991, 1992) , during the year 1980, around 400 out 100, 000 men may have been victims of a critical illness such as malignant neoplasms. The evolution of a critical illness such as cancer had been analysed over a 13 year period that is from 1980- 199The report provided figures for both men and women. During the same year, about 380 out of 100, 000 women may have also suffered from the same critical illness. Therefore, nearly 490 over 100, 000 men may have contracted malignant neoplasms while 470 out of 100, 000 women may have suffered from the critical illness at the same time.


This cancer rate continued an ascent as in the year 1988, a peak may have been suddenly reached. Furthermore, after a few years, there may have been a minor decrease in cancer rate. More precisely, the average increase may have been about 7 percent per annum for men and 2 percent per annum for women from 1990 to 199 Moreover as per Cancer statistics registrations( Office for National Statistics, 1980- 1990) ; ONS Monitor( 1991, 1992) , another critical illness that prevailed mostly among men may have been lung cancer. The decrease may have been not for long as the cancer rate rose again in the year 199Then, figures read around 495 out of 100, 000 men as opposed to 480 out of 100, 000 women may have been victims of this critical illness. Statistics showed around 110 out of 100, 000 men suffering from this critical illness during the year 199Besides, another critical illness named as prostatic cancer may have made around 39 over 100, 000 men patients in the year 198Additionally, the value then may have gradually increased to 60 out of 100, 000 men in the year 199Then appeared a critical illness such as colon cancer. Thus in the year 1992, around 25 out of 100, 000 women may have contracted this critical illness while 38 out of 100, 000 men may have had the same fate. But the disease may not have made many victims.


Similarly, a critical illness such as breast cancer may have been the common cause for claims among women during 1980- 199In the year 1980, around 80 out of 100, 000 women may have suffered from breast cancer. Thus, in the year 1992, approximately 120 over a population of 100, 000 women may have endured this life threatening critical illness. An increase in victims of this critical illness may have then been recorded in the year 198From this year onwards, the rate of breast cancer may have kept on rising. Women may have as well contracted lung cancer. In the year 1980, around 38 out of 100, 000 women may have contracted lung cancer. But the rate at which this critical illness affected women may have been lesser than that of men.


Consequently, in the year 1992 the rate may have slowly increased to 44 over 100, 000 women. However, this type of cancer may have made fewer sufferers. As for a critical illness such as colon cancer, the value may have remained constant throughout the 13 years with around 39 over 100, 000 women from 1980- 199 People, especially women may have also suffered from a critical illness like cervical cancer. Around 20 out of 100, 000 women may have been diagnosed with cervical cancer from 1980- 199Malignant melanomas, another form of cancer may have brought around 5 out of 100, 000 cases in the year 1980 and ended up in 1990 with no new cases registered afterwards. Facts like a critical illness such as lung cancer may be more prevalent among men and breast cancer among women may be clearly drawn. These were a brief explanation about the various types of cancer and how much each type of critical illness affected people respectively. So, the risk of falling critically ill may still remain.


Illness occurs to you in the future. So critical illness cover may be one solution to assist the probability that a critical.

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